Used Truck Financing In Melbourne

Apply Quickly Right Now!

Apply Online Now

Quick 3 Step Application

in 3 easy steps we will have you well on your way to getting the financial deal to suit you.

Get Started Now Call Us Now

Apply For A Used Truck Loan

Informed Asset Finance Australia has all the lenders under one roof. This means that we are able to source the most competitive deal for you from our panel & utilise our specialist knowledge to make the whole process easier. If you have been declined by your bank then we can assist with lenders that want your business! Check out our rates & give us a call for a friendly, no-obligation chat.

Current Truck Loan Rates

  • Rate for Consumer Purchase

    from 4.73%

    comparison 6.96%*
  • Rate for Dealer Purchase

    from 2.85%

    comparison 4.43%*
  • Rate for Business Vehicles

    from 2.85%

    comparison 4.43%*

As a credit representative of a respected finance company, we can tailor your car finance packages for all situations. Let us work for you to achieve a finance solution to suit your individual needs. Our direct association with a competitive and trusted lender gives Aussie Car Loans access to great car finance deals. If you would like us to tailor an affordable car finance package for you, contact us on 1300 769 999 or get started!
Profiles of different big rigs semi trucks standing in row on parking lot Profiles of different big rig long haul semi trucks with high cab standing on parking lot waiting for loading and possibility of continuing to the destination according to approved schedule truck stock pictures, royalty-free photos & images If you want to own a new or used truck, you may be wondering if you qualify for truck loans. While a truck is certainly not your personal car, there are many lenders who can grant a loan for a commercial vehicle. A good business plan and top-tier credit score are important in securing a loan for a semi-truck. Despite these requirements, however, you can still get a loan for your truck if you have a good or bad credit rating.

Get Financing For A Used Truck

When obtaining commercial truck financing, it is important to remember that you should consider the terms and costs of both financing options. A commercial truck loan, for example, can cost you as much as a house. Leasing a truck is a great option for first-time commercial truckers. You can find competitive rates online, with repayment terms up to five years. And with fast approvals from IAFA, you can get your decision within 24 hours!

Trucking Industry Three white trucks in a convoy on an interstate highway truck stock pictures, royalty-free photos & images

Another important aspect to consider is your credit history. While most lenders do not consider borrowers with poor credit a high risk, there are still plenty of lenders with bad credit that are willing to finance a truck owner. Be prepared to pay a higher interest rate than a credit-worthy person. However, it’s best to make sure that you have a decent credit score before applying for a commercial truck loan.

Apply For A Used Truck Loan Today

Credit Score rating based on debt reports showing creditworthiness or risk of individuals for student loan, mortgage and payment cards, concept with business person touching scorecard on screen Credit Score rating based on debt reports showing creditworthiness or risk of individuals for student loan, mortgage and payment cards, concept with business person touching scorecard on screen poor credit stock pictures, royalty-free photos & images

When applying for a commercial truck loan, you should choose a reputable lender. Take the time to read reviews and examine the loan agreement. Lenders also evaluate your personal and business history to determine your financial strength. If you’re not sure which loan to invest in, consult our loan agents at IAFA. Contact us today!

Get Started On Your Truck Loan Today!
Please complete the form below and we will be in touch within 24hrs

New & Used Car Finance

Are you looking to purchase a new or used car? Discover what your finance options are, including information about secure vs unsecured loans, pre-approvals, 0% finance ‘deals’ and balloon payments.

Car Loan Refinancing

Big banks do not reward loyalty and you can often find better deals by refinancing your car loan with a lender. Let us get you a better deal on finance.

Classic Car Loans & Finance

Looking to invest or indulge your fantasies with a classic or vintage car? Aussie Car Loans offers low rate loans for classic cars and vintage vehicles whether you’re buying through a private…

Business Car Finance

We offer a range of vehicle finance solutions for businesses, whether you require finance for a new fleet or a few company cars. Learn more about our commercial finance options for new or established…