Apply For A Truck Loan
Informed Asset Finance Australia has all the lenders under one roof. This means that we are able to source the most competitive deal for you from our panel & utilise our specialist knowledge to make the whole process easier. If you have been declined by your bank then we can assist with lenders that want your business! Check out our rates & give us a call for a friendly, no-obligation chat.
Current Truck Loan Rates
Rate for Consumer Purchase
Rate for Dealer Purchase
Rate for Business Vehicles
Before you apply for a truck loan, you’ll need to review your current loans and leases. Your previous borrowing habits can help lenders decide if you are a risk. If you’ve made payments on time in the past, this can be an advantage when you’re applying for a commercial loan. But keep in mind that your interest rate may be higher than you’d like. Therefore, you’ll want to review all existing leases and loans to determine whether you can pay your current loan obligations.
Get The Truck Loan That You Need
Remember, however, that late payments can damage your personal credit score and make it difficult to get a commercial loan in the future. So, be sure to pay off your balance each month to avoid credit hits and additional interest charges. Truck loans are a great way for business owners to have extra funds to spend on business expenses, equipment, and vehicle maintenance. Additional funds can also be used to pay employees, pay taxes, or file other necessary documents. In addition to business expenses, truck loans can be used for personal needs, too. You can use these funds to pay for taxes, file your business’s taxes, or even pay for a vacation.
Your business credit score is very important to qualify for a truck loan. It reveals whether you are a reliable borrower. The lender will look for information on tax liens, legal judgments, and bankruptcy records. A good business credit score will help you determine the areas where you need to improve your credit score to qualify for the best terms.
Speak To Our Melbourne Truck Loan Broker
If your credit score is a bit below the minimum requirement, don’t worry. It’s possible to qualify for a truck loan with a bad credit score. While you will still need to provide some information on your income, you’ll still have several options when it comes to truck loans. Start with a consultation with our truck loan experts today!
Get Started On Your Truck Loan Today!
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