Truck Financing In Melbourne

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Informed Asset Finance Australia has all the lenders under one roof. This means that we are able to source the most competitive deal for you from our panel & utilise our specialist knowledge to make the whole process easier. If you have been declined by your bank then we can assist with lenders that want your business! Check out our rates & give us a call for a friendly, no-obligation chat.

Current Truck Loan Rates

  • Rate for Consumer Purchase

    from 4.73%

    comparison 6.96%*
  • Rate for Dealer Purchase

    from 2.85%

    comparison 4.43%*
  • Rate for Business Vehicles

    from 2.85%

    comparison 4.43%*

As a credit representative of a respected finance company, we can tailor your car finance packages for all situations. Let us work for you to achieve a finance solution to suit your individual needs. Our direct association with a competitive and trusted lender gives Aussie Car Loans access to great car finance deals. If you would like us to tailor an affordable car finance package for you, contact us on 1300 769 999 or get started!

Profiles of different big rigs semi trucks standing in row on parking lot Profiles of different big rig long haul semi trucks with high cab standing on parking lot waiting for loading and possibility of continuing to the destination according to approved schedule truck stock pictures, royalty-free photos & images

If you’re interested in a new commercial truck, you may need to put down a substantial amount of money. While cash down payment is often the best choice, some lenders require a higher percentage down payment, or you may be able to trade in your old vehicle for a down payment. In either case, the down payment is the difference between the loan payoff amount and the cash value of the vehicle. Depending on the terms of your loan, you may need anywhere from 0% to 15% of the total cost of the truck.

Apply For Truck Financing In Melbourne

The larger the down payment, the better. However, everyone’s financial circumstances are different, so a higher down payment may not be necessary for everyone. When it comes to down payment amounts, a 20% down payment is ideal. However, it’s up to you to decide how much you can afford to put down and stick to it. The larger the down payment, the more you’ll be able to save. Whether you have enough money to make a down payment or not depends on your own financial situation.Trucking Industry Three white trucks in a convoy on an interstate highway truck stock pictures, royalty-free photos & images

When looking for a truck loan, it’s important to note your credit rating. The interest rate that you receive will depend on the score you have. If you have bad credit, it will negatively affect your ability to qualify for a loan. A high credit score is also necessary to obtain a truck loan. While your credit score will play a small role in qualifying, it can make a big difference in how much you can borrow and for how long.

Get Advice On Truck Financing

Credit Score rating based on debt reports showing creditworthiness or risk of individuals for student loan, mortgage and payment cards, concept with business person touching scorecard on screen Credit Score rating based on debt reports showing creditworthiness or risk of individuals for student loan, mortgage and payment cards, concept with business person touching scorecard on screen poor credit stock pictures, royalty-free photos & images

Having good business credit can help you get truck loans. The best way to overcome poor personal credit is to demonstrate your business’s potential. You can show the lender your ability to increase your revenue and profit through capital expenditures. This can go a long way in winning over the lender’s trust. Contact IAFA for more information on how to secure a truck loan!

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