Truck Finance Loans In Melbourne

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Informed Asset Finance Australia has all the lenders under one roof. This means that we are able to source the most competitive deal for you from our panel & utilise our specialist knowledge to make the whole process easier. If you have been declined by your bank then we can assist with lenders that want your business! Check out our rates & give us a call for a friendly, no-obligation chat.

Current Truck Loan Rates

  • Rate for Consumer Purchase

    from 4.73%

    comparison 6.96%*
  • Rate for Dealer Purchase

    from 2.85%

    comparison 4.43%*
  • Rate for Business Vehicles

    from 2.85%

    comparison 4.43%*

As a credit representative of a respected finance company, we can tailor your car finance packages for all situations. Let us work for you to achieve a finance solution to suit your individual needs. Our direct association with a competitive and trusted lender gives Aussie Car Loans access to great car finance deals. If you would like us to tailor an affordable car finance package for you, contact us on 1300 769 999 or get started!

Profiles of different big rigs semi trucks standing in row on parking lot Profiles of different big rig long haul semi trucks with high cab standing on parking lot waiting for loading and possibility of continuing to the destination according to approved schedule truck stock pictures, royalty-free photos & images

When considering truck finance loans, interest rates should be a key consideration. Typically, a truck that is less than 5 years old will receive the best interest rate, while a used truck may not receive the same rate. Other factors that should be considered when evaluating truck finance loans include the length of the loan, as longer loan terms mean lower short-term repayment amounts. Additionally, longer repayment terms tend to increase the overall cost of the loan.

Finance A Truck Loan In Melbourne

Down payment on truck finance can vary significantly from lender to lender. Lenders will determine the loan amount based on your credit rating and your income. While it’s always advisable to have a down payment of 20%, you may find lenders that are willing to waive the down payment altogether. It also pays to compare interest rates and pay attention to minimum down payments. Even if you have poor credit, it is still possible to qualify for truck finance with a low down payment.
Trucking Industry Three white trucks in a convoy on an interstate highway truck stock pictures, royalty-free photos & images

In addition, lenders look for vehicles that are comparable to the one you’re purchasing. As a result, new trucks depreciate rapidly, while older trucks will give you a better chance to recoup your investment. When you’re a new business, your cash reserves may be limited, which can make qualifying for truck finance more difficult. Additionally, lower cash reserves can result in higher interest rates. As a result, you should be prepared to provide a substantial down payment for truck finance.

Speak To A Truck Loan Expert Today

Credit Score rating based on debt reports showing creditworthiness or risk of individuals for student loan, mortgage and payment cards, concept with business person touching scorecard on screen Credit Score rating based on debt reports showing creditworthiness or risk of individuals for student loan, mortgage and payment cards, concept with business person touching scorecard on screen poor credit stock pictures, royalty-free photos & images

When applying for commercial truck finance, it’s essential to understand the down payment requirements. Lenders have different requirements for down payments, depending on the age of the business and the value of the truck. To get started, apply for a truck loan with IAFA.

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