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Informed Asset Finance Australia has all the lenders under one roof. This means that we are able source the most competitive deal for you from our panel & utilise our specialist knowledge to make the whole process easier. If you have been declined by your bank then we can assist with lenders that want your business! Check out our rates & give us a call for a friendly, no obligation chat.
Current Truck Loan Rates
Rate for Consumer Purchase
Rate for Dealer Purchase
Rate for Business Vehicles
Finding Your Truck Finance Broker
A truck finance broker in Melbourne can be your conduit to getting the best rates possible for your new vehicle purchase. While there are many reputable dealerships that offer vehicle financing through auto lenders, sometimes a dealership will get you better rates by using a truck finance broker instead. This is because the broker represents multiple lenders and can secure better terms than an individual lender.
Here are several things to look for to ensure you get the best interest rate possible when buying a new vehicle.
Loaning A Truck In Melbourne
Make sure you ask questions. The number one thing that slows down the process of getting a new auto loan is a lack of understanding. When you are shopping for financing for your truck, don’t be afraid to ask questions. Remember that the salesperson from the dealer has probably been doing this all day and is ready to take your money.
Explore other options. You can try to find a good rate on your own, but oftentimes the best rates are offered to those who shop around. By getting quotes from at least three dealerships, you can see who is willing to give you the best interest rate. This is a good time to check your own credit score, as well. By comparing your score with the offered quotes, you can quickly find areas that need improvement.
Take it slow. If you have had a bad credit history in the past, a broker can help you get a loan despite your past credit problems. Don’t be quick to approve your own loan, however, as it’s easier to get yourself into trouble by overextending yourself financially than it is to recover from a poor credit history.
Work With A Finance Broker To Get The Truck You Need
Find out what you’re getting. If you decide to work with a truck finance broker, you’ll be entering into an agreement with them. You should know exactly what the payments will be, how much you’ll pay each month, and any fees that may be involved in financing. If you don’t have a great understanding of all the elements of financing, you may find that the rates you are quoted are higher than you can easily afford. A truck broker can help you get rates that are more affordable and might even be able to find you one that requires no deposit.
Truck brokers do not offer credit cards. Instead, they work with trucking companies to find you the best financing options available for your needs. When you use a truck finance broker, you are putting your job in their hands. However, a good broker will always make sure that you are making the most of your money and your situation. They may ask for certain information upfront, but they should never force you into anything that isn’t right for you.
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