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Informed Asset Finance Australia has all the lenders under one roof. This means that we are able to source the most competitive deal for you from our panel & utilise our specialist knowledge to make the whole process easier. If you have been declined by your bank then we can assist with lenders that want your business! Check out our rates & give us a call for a friendly, no-obligation chat.

Current Truck Loan Rates

  • Rate for Consumer Purchase

    from 4.73%

    comparison 6.96%*
  • Rate for Dealer Purchase

    from 2.85%

    comparison 4.43%*
  • Rate for Business Vehicles

    from 2.85%

    comparison 4.43%*

As a credit representative of a respected finance company, we can tailor your car finance packages for all situations. Let us work for you to achieve a finance solution to suit your individual needs. Our direct association with a competitive and trusted lender gives Aussie Car Loans access to great car finance deals. If you would like us to tailor an affordable car finance package for you, contact us on 1300 769 999 or get started!

Profiles of different big rigs semi trucks standing in row on parking lot Profiles of different big rig long haul semi trucks with high cab standing on parking lot waiting for loading and possibility of continuing to the destination according to approved schedule truck stock pictures, royalty-free photos & images

The interest rate on truck loans can vary widely depending on the type of truck you want to buy and the lender. A semi-truck loan with favourable interest rates might range from five to six per cent, depending on your credit history and the type of truck you choose. If you have no credit or have very little business credit, expect to pay a higher interest rate. Lenders typically offer a wide range of loan terms, ranging from twelve to 84 months. However, if you’re planning to buy a used truck, lenders are often unwilling to approve longer loan terms due to the low collateral value.

Need A Truck Loan? We Can Help!

When you are purchasing a truck, you should pay attention to the down payment required. This is a percentage of the total price of the vehicle. This payment is non-refundable and will be used to secure financing for the remaining balance. A substantial down payment will save you significant money over the life of the loan. Some lenders may also offer lower interest rates to customers who make a large down payment.

Trucking Industry Three white trucks in a convoy on an interstate highway truck stock pictures, royalty-free photos & images

When determining how much you can afford to pay each month, subtract your expenses from your income. Remember that you should not overextend yourself, as this can lead to financial trouble. However, you can use some cash assets you have set aside for emergencies as a down payment. The larger your down payment, the more flexibility you have in negotiating the loan’s terms. It will also increase your chances of qualifying for financing. When applying for a loan, it’s important to remember that you should not borrow more than you can afford.

Consult Our Truck Loan Agents Today

Credit Score rating based on debt reports showing creditworthiness or risk of individuals for student loan, mortgage and payment cards, concept with business person touching scorecard on screen Credit Score rating based on debt reports showing creditworthiness or risk of individuals for student loan, mortgage and payment cards, concept with business person touching scorecard on screen poor credit stock pictures, royalty-free photos & images

A large down payment is especially beneficial for those with a low credit score. Since a large down payment lowers the lender’s risk, lenders will be more willing to offer you a truck loan even if you have bad credit. Get advisement from our truck loan experts today!

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