Financing Trucks In Melbourne

Apply Quickly Right Now!

Apply Online Now

Quick 3 Step Application

in 3 easy steps we will have you well on your way to getting the financial deal to suit you.

Get Started Now Call Us Now

Apply For A Commercial Truck Loan Today

Informed Asset Finance Australia has all the lenders under one roof. This means that we are able to source the most competitive deal for you from our panel & utilise our specialist knowledge to make the whole process easier. If you have been declined by your bank then we can assist with lenders that want your business! Check out our rates & give us a call for a friendly, no-obligation chat.

Current Truck Loan Rates

  • Rate for Consumer Purchase

    from 4.73%

    comparison 6.96%*
  • Rate for Dealer Purchase

    from 2.85%

    comparison 4.43%*
  • Rate for Business Vehicles

    from 2.85%

    comparison 4.43%*

As a credit representative of a respected finance company, we can tailor your car finance packages for all situations. Let us work for you to achieve a finance solution to suit your individual needs. Our direct association with a competitive and trusted lender gives Aussie Car Loans access to great car finance deals. If you would like us to tailor an affordable car finance package for you, contact us on 1300 769 999 or get started!

Profiles of different big rigs semi trucks standing in row on parking lot Profiles of different big rig long haul semi trucks with high cab standing on parking lot waiting for loading and possibility of continuing to the destination according to approved schedule truck stock pictures, royalty-free photos & images

When it comes to financing a truck, there are several factors to consider. While the process of applying can take days or weeks, most of the time you’ll get an answer within hours. Regardless, it’s important to apply for a truck loan and find out the exact interest rate you’ll pay. Generally speaking, a good credit score will land a lower interest rate. However, those with less than perfect credit will likely have a much higher interest rate and need to make a larger down payment.

Apply For Truck Financing Today

Different lenders have different requirements for financing truck loans. Some require a minimum credit score, while others have varying down payment requirements. Before applying, you should also think about your business plan, as this will help you to get the best deal possible. Depending on the type of truck you need, your financing options may be limited. Some lenders will require a substantial down payment, or may not even finance your truck if you have a low credit score.
Trucking Industry Three white trucks in a convoy on an interstate highway truck stock pictures, royalty-free photos & images

While some lenders accept individuals with poor or average credit, it’s best to have a strong credit score to secure the best loan terms. Lenders will look for recent business repossessions and liens, which can show up on your commercial and personal credit reports. In addition, they’ll look at your cash reserves and down payment when determining whether you can afford to make the monthly payments. Depending on your situation, you may want to consider applying for a truck loan from a different lender with better terms.

Speak To Our Truck Financing Expert In Melbourne

Credit Score rating based on debt reports showing creditworthiness or risk of individuals for student loan, mortgage and payment cards, concept with business person touching scorecard on screen Credit Score rating based on debt reports showing creditworthiness or risk of individuals for student loan, mortgage and payment cards, concept with business person touching scorecard on screen poor credit stock pictures, royalty-free photos & images

At IAFA, we can help you secure a loan, whether it be for personal or business use. Apply for a truck loan and we’ll conditionally approve it within the day. Consult our loan experts today!

Get Started On Your Truck Loan Today!
Please complete the form below and we will be in touch within 24hrs

New & Used Car Finance

Are you looking to purchase a new or used car? Discover what your finance options are, including information about secure vs unsecured loans, pre-approvals, 0% finance ‘deals’ and balloon payments.

Car Loan Refinancing

Big banks do not reward loyalty and you can often find better deals by refinancing your car loan with a lender. Let us get you a better deal on finance.

Classic Car Loans & Finance

Looking to invest or indulge your fantasies with a classic or vintage car? Aussie Car Loans offers low rate loans for classic cars and vintage vehicles whether you’re buying through a private…

Business Car Finance

We offer a range of vehicle finance solutions for businesses, whether you require finance for a new fleet or a few company cars. Learn more about our commercial finance options for new or established…