Finance A Commercial Truck In Melbourne

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Apply For A Commercial Truck Loan Today

Informed Asset Finance Australia has all the lenders under one roof. This means that we are able to source the most competitive deal for you from our panel & utilise our specialist knowledge to make the whole process easier. If you have been declined by your bank then we can assist with lenders that want your business! Check out our rates & give us a call for a friendly, no-obligation chat.

Current Truck Loan Rates

  • Rate for Consumer Purchase

    from 4.73%

    comparison 6.96%*
  • Rate for Dealer Purchase

    from 2.85%

    comparison 4.43%*
  • Rate for Business Vehicles

    from 2.85%

    comparison 4.43%*

As a credit representative of a respected finance company, we can tailor your car finance packages for all situations. Let us work for you to achieve a finance solution to suit your individual needs. Our direct association with a competitive and trusted lender gives Aussie Car Loans access to great car finance deals. If you would like us to tailor an affordable car finance package for you, contact us on 1300 769 999 or get started!

Profiles of different big rigs semi trucks standing in row on parking lot Profiles of different big rig long haul semi trucks with high cab standing on parking lot waiting for loading and possibility of continuing to the destination according to approved schedule truck stock pictures, royalty-free photos & images

Before applying for a commercial truck loan, review any existing leases and loans that you have. Lenders look at these records to see how responsible you are. However, they will also look at your financial history and credit score to decide if you’re a good fit for the loan. If you have an excellent credit score, you’ll have better chances of getting a loan, so don’t worry if you don’t have top-tier credit.

Consult Our Loan Experts On Financing A Truck In Melbourne

The interest rate on a commercial truck loan varies. Lenders charge different rates, depending on the risk-reward characteristics of the transaction. For example, those with excellent credit scores can expect to pay the lowest commercial truck loans. However, those with less credit may face higher rates or even need a larger down payment.
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There are two main types of truck loans. Dealer financing and direct lending. While both have similar terms and conditions, the down payment amount and loan length vary between these two basic platforms. As such, it is important to carefully consider all aspects of the financing agreement to determine if it will be suitable for your needs. After all, the truck loan will be a big investment, so make sure you can afford the payment. And remember that a substantial down payment can save you a significant amount of money over the loan term.

Get Financing For Your Commercial Truck

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A down payment on a truck loan is the initial payment made toward the total price of the vehicle. This can be cash or the value of your trade-in. The higher the down payment, the smaller your monthly payment will be. This method also reduces the total amount of financing. It is essential to check your credit score and down payment amounts early. You can find the most affordable option for your needs. Consult our truck loan experts at IAFA today!

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