Commercial Truck Financing In Melbourne

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Informed Asset Finance Australia has all the lenders under one roof. This means that we are able to source the most competitive deal for you from our panel & utilise our specialist knowledge to make the whole process easier. If you have been declined by your bank then we can assist with lenders that want your business! Check out our rates & give us a call for a friendly, no-obligation chat.

Current Truck Loan Rates

  • Rate for Consumer Purchase

    from 4.73%

    comparison 6.96%*
  • Rate for Dealer Purchase

    from 2.85%

    comparison 4.43%*
  • Rate for Business Vehicles

    from 2.85%

    comparison 4.43%*

As a credit representative of a respected finance company, we can tailor your car finance packages for all situations. Let us work for you to achieve a finance solution to suit your individual needs. Our direct association with a competitive and trusted lender gives Aussie Car Loans access to great car finance deals. If you would like us to tailor an affordable car finance package for you, contact us on 1300 769 999 or get started!

Profiles of different big rigs semi trucks standing in row on parking lot Profiles of different big rig long haul semi trucks with high cab standing on parking lot waiting for loading and possibility of continuing to the destination according to approved schedule truck stock pictures, royalty-free photos & images

Commercial truck loans may require a down payment of between five and ten per cent. A smaller down payment means that you must finance a larger amount, which will increase your monthly payments. In addition, you will pay more interest over the loan’s lifetime. If you have bad credit, you may need to pay more down payment and receive a higher interest rate. If you’re in good to excellent credit, you can expect competitive rates on your truck loan.

Find The Right Commercial Truck Financing For You

Down payment requirements for truck loans depend on the type of truck you’re planning on buying. Larger vehicles usually require more money upfront, as do commercial trucks. Commercial trucks cost anywhere up to over $100, 0000. In addition, it helps to consider your personal situation before applying for a loan. Whether or not you can make a down payment is dependent on your financial circumstance.
Trucking Industry Three white trucks in a convoy on an interstate highway truck stock pictures, royalty-free photos & images
Generally, lenders use personal and corporate credit profiles to determine your rating. However, it’s always a good idea to have a solid credit rating. You can then calculate your monthly payment based on your income and the value of the truck. Some lenders have flexible payment schedules, so you should always ask before signing anything.

Apply To Finance A Commercial Truck In Melbourne

Credit Score rating based on debt reports showing creditworthiness or risk of individuals for student loan, mortgage and payment cards, concept with business person touching scorecard on screen Credit Score rating based on debt reports showing creditworthiness or risk of individuals for student loan, mortgage and payment cards, concept with business person touching scorecard on screen poor credit stock pictures, royalty-free photos & images

Commercial truck financing is a delicate balance between reward and risk. Semi-trucks are expensive and can carry a large amount of cargo for long distances. However, the high costs and heavy workload can make a truck difficult to maintain. Therefore, lenders take these factors into account when reviewing your application. Applicants with solid finances will likely be approved for better loan terms. A few factors may affect your ability to repay the loan. To get started, speak to one of our loan experts at IAFA.

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