Cheapest Car Finance In Melbourne

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Informed Asset Finance Australia has all the lenders under one roof. This means that we are able source the most competitive deal for you from our panel & utilise our specialist knowledge to make the whole process easier. If you have been declined by your bank then we can assist with lenders that want your business! Check out our rates & give us a call for a friendly, no obligation chat.

Current Car Loan Rates

  • Rate for Consumer Purchase

    from 4.73%

    comparison 6.96%*
  • Rate for Dealer Purchase

    from 2.85%

    comparison 4.43%*
  • Rate for Business Vehicles

    from 2.85%

    comparison 4.43%*
As a credit representative of a respected finance company, we can tailor your car finance packages for all situations. Let us work for you to achieve a finance solution to suit your individual needs. Our direct association with a competitive and trusted lender gives Aussie Car Loans access to great car finance deals. If you would like us to tailor an affordable car finance package for you, contact us on 1300 769 999 or get started!

Find Cheap Car Finance In Melbourne

You want to get the cheapest car finance Melbourne has to offer, but you don’t know where to start? There are many lenders and a few tips that will help you choose one suited for you. Here are some examples of cheap car loans and how to find the best rates. Once you have a good idea of the monthly repayment, you can start shopping around. There are also many loan options available for you to find. Regardless of your financial situation, you should be able to find the best deal for you.

How To Find The Right Car Finance Broker

Compare various lenders and talk to each one in person to determine which one offers the lowest interest rates. Generally, you’ll have to provide different documents for each loan, and you should be able to obtain a deal from any of them. While you can apply for a car finance on the spot, it’s recommended that you shop around and talk to a number of different lenders to see which ones suit your needs.

Once you’ve sourced the cheapest car finance in Melbourne, you can start negotiating the interest rate with them. Bring your comparison shopping information with you so that they can offer you the lowest rate. This way, you’ll be able to negotiate with your dealer or your lender. The process will go much more smoothly. If you’ve found the cheapest deal, don’t be afraid to take it.

Handshake, Autokaufmann, Automobile

The best car loans Melbourne has to offer should have features that will benefit you. Remember, the interest rate and fees of car loans change regularly, so it’s important to compare multiple quotes before making your final decision. This way, you’ll be able to get the best deal without breaking your bank.

Always Compare Car Loans

The cheapest car finance should include a comparison rate. Most consumers will look at the comparison rate first, but it’s not always the most accurate way to compare lenders. A good way to compare different lenders is to use the actual dollar amount. Moreover, you should never forget to consider the terms and conditions of each loan. By comparing rates, you can get the best deal for your money. A good way to compare rates is to get a free estimate from the list of brokers you’ve found.

Your credit score is a huge factor when it comes to the cost of your car finance. Your credit score will determine the interest rate you are charged on a car loan, and it will affect your eligibility in getting a car finance in Melbourne. The cheapest option is usually the one that’s secured by your vehicle. The cheapest car loan usually has the best terms, but you may not be able to get the best deal.

New & Used Car Finance

Are you looking to purchase a new or used car? Discover what your finance options are, including information about secure vs unsecured loans, pre-approvals, 0% finance ‘deals’ and balloon payments.

Car Loan Refinancing

Big banks do not reward loyalty and you can often find better deals by refinancing your car loan with a lender. Let us get you a better deal on finance.

Classic Car Loans & Finance

Looking to invest or indulge your fantasies with a classic or vintage car? Aussie Car Loans offers low rate loans for classic cars and vintage vehicles whether you’re buying through a private…

Business Car Finance

We offer a range of vehicle finance solutions for businesses, whether you require finance for a new fleet or a few company cars. Learn more about our commercial finance options for new or established…