Cheap Truck Finance In Melbourne

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Informed Asset Finance Australia has all the lenders under one roof. This means that we are able to source the most competitive deal for you from our panel & utilise our specialist knowledge to make the whole process easier. If you have been declined by your bank then we can assist with lenders that want your business! Check out our rates & give us a call for a friendly, no-obligation chat.

Current Truck Loan Rates

  • Rate for Consumer Purchase

    from 4.73%

    comparison 6.96%*
  • Rate for Dealer Purchase

    from 2.85%

    comparison 4.43%*
  • Rate for Business Vehicles

    from 2.85%

    comparison 4.43%*

As a credit representative of a respected finance company, we can tailor your car finance packages for all situations. Let us work for you to achieve a finance solution to suit your individual needs. Our direct association with a competitive and trusted lender gives Aussie Car Loans access to great car finance deals. If you would like us to tailor an affordable car finance package for you, contact us on 1300 769 999 or get started!

Profiles of different big rigs semi trucks standing in row on parking lot Profiles of different big rig long haul semi trucks with high cab standing on parking lot waiting for loading and possibility of continuing to the destination according to approved schedule truck stock pictures, royalty-free photos & images

You don’t have to be a professional to obtain a truck loan. Many online lenders offer this type of financing for business owners. There are several reasons why truck loans require a good credit score. In addition to the financial risk the business entails, a good credit score can help secure a better interest rate. Lenders generally place a higher value on commercial vehicles compared to private automobiles, and the down payment for a semi-truck will be higher.

Get Cheap Truck Financing In Melbourne

Credit scores are based on three factors. Your payment history is a major factor, as is the amount you owe on existing credit. The number of recent credit accounts is also important. Lenders also consider the type of loans you have, so it’s important to have a high score. Lenders may offer lower interest rates to applicants with good credit. When negotiating with a lender, a larger down payment will mean better terms and lower monthly payments, but you should avoid overextending yourself and your financial resources.
Trucking Industry Three white trucks in a convoy on an interstate highway truck stock pictures, royalty-free photos & images

Commercial truck loans can eat up a considerable amount of working capital, so leasing your new vehicle can free up funding. Leases are typically less expensive upfront, with smaller monthly payments. If you’re in the market for a new truck, be sure to ask about the interest rate on the type of truck you’re considering. Some trucks have longer shelf lives than others, so they may require more frequent repairs.

Get Your Truck Loan Today

Credit Score rating based on debt reports showing creditworthiness or risk of individuals for student loan, mortgage and payment cards, concept with business person touching scorecard on screen Credit Score rating based on debt reports showing creditworthiness or risk of individuals for student loan, mortgage and payment cards, concept with business person touching scorecard on screen poor credit stock pictures, royalty-free photos & images
Commercial truck financing can be difficult to get from a traditional bank. Although some national banks may provide financing, their requirements are typically more stringent. Many businesses find success with online lenders. Commercial truck financing with online lenders can be more affordable than traditional bank loans. Speak to our truck loan experts at IAFA to get started on your loan!

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