Bad Credit Truck Loans In Melbourne

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Informed Asset Finance Australia has all the lenders under one roof. This means that we are able to source the most competitive deal for you from our panel & utilise our specialist knowledge to make the whole process easier. If you have been declined by your bank then we can assist with lenders that want your business! Check out our rates & give us a call for a friendly, no-obligation chat.

Current Truck Loan Rates

  • Rate for Consumer Purchase

    from 4.73%

    comparison 6.96%*
  • Rate for Dealer Purchase

    from 2.85%

    comparison 4.43%*
  • Rate for Business Vehicles

    from 2.85%

    comparison 4.43%*

As a credit representative of a respected finance company, we can tailor your car finance packages for all situations. Let us work for you to achieve a finance solution to suit your individual needs. Our direct association with a competitive and trusted lender gives Aussie Car Loans access to great car finance deals. If you would like us to tailor an affordable car finance package for you, contact us on 1300 769 999 or get started!

Profiles of different big rigs semi trucks standing in row on parking lot Profiles of different big rig long haul semi trucks with high cab standing on parking lot waiting for loading and possibility of continuing to the destination according to approved schedule truck stock pictures, royalty-free photos & images

The number of truck loans you can apply for is unlimited, provided you meet their underwriting guidelines. Several types of credit and vehicle requirements must be met to qualify for a loan. If your credit history is less than perfect, you may be having difficulties finding truck loans. However, at IAFA, we can help you find bad credit truck loans at competitive rates. Speak to one of our loan experts for more information.

Have Bad Credit? We Can Help! Secure A Truck Loan Today

If your credit score is low, you can get approved for a truck loan from a lender with a lower credit requirement. The lender will check the applicant’s credit history and credit score, as well as past-due bills and collections accounts, outstanding tax debts, and bankruptcies.
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Those with bad credit may have to pay higher interest rates and a longer loan period than people with good credit. However, this is not a deal-breaker for those with poor credit. There are several different lenders that specialize in financing commercial trucks and semi-trucks. And if you have bad credit or a low credit score, you can apply for a loan from a bank that offers a lower interest rate.

Find Bad Credit Truck Loans In Melbourne

Credit Score rating based on debt reports showing creditworthiness or risk of individuals for student loan, mortgage and payment cards, concept with business person touching scorecard on screen Credit Score rating based on debt reports showing creditworthiness or risk of individuals for student loan, mortgage and payment cards, concept with business person touching scorecard on screen poor credit stock pictures, royalty-free photos & images

Although some online truck loan lenders accept bad credit or average credit, a solid credit score is best. While a good credit score will give you the best loan terms, a lender will also examine your business’s credit history. If you’re a new business, your business credit score might be low, but you can build it with some time and effort. Find out if you qualify for a truck loan by consulting our experts. Book your appointment today!

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