Bad Credit Semi Truck Loans In Melbourne

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Informed Asset Finance Australia has all the lenders under one roof. This means that we are able to source the most competitive deal for you from our panel & utilise our specialist knowledge to make the whole process easier. If you have been declined by your bank then we can assist with lenders that want your business! Check out our rates & give us a call for a friendly, no-obligation chat.

Current Truck Loan Rates

  • Rate for Consumer Purchase

    from 4.73%

    comparison 6.96%*
  • Rate for Dealer Purchase

    from 2.85%

    comparison 4.43%*
  • Rate for Business Vehicles

    from 2.85%

    comparison 4.43%*

As a credit representative of a respected finance company, we can tailor your car finance packages for all situations. Let us work for you to achieve a finance solution to suit your individual needs. Our direct association with a competitive and trusted lender gives Aussie Car Loans access to great car finance deals. If you would like us to tailor an affordable car finance package for you, contact us on 1300 769 999 or get started!
Profiles of different big rigs semi trucks standing in row on parking lot Profiles of different big rig long haul semi trucks with high cab standing on parking lot waiting for loading and possibility of continuing to the destination according to approved schedule truck stock pictures, royalty-free photos & images A semi-truck loan is similar to a personal car loan in that many factors are taken into account when determining eligibility. Most lenders will require a good credit score, a down payment that is within your means, and that you will use the truck for its intended purpose. The down payment can vary from lender to lender.

Get A Semi Truck Loan With Bad Finance In Melbourne

When applying for truck finance, you should consider your own credit and business credit history. These two factors can impact your interest rates. In addition to the financial profile of your business, your lender will consider the time in business and the amount of revenue. Better credit will mean lower interest rates. However, if your credit is less than perfect, you may need to pay a higher interest rate.
Trucking Industry Three white trucks in a convoy on an interstate highway truck stock pictures, royalty-free photos & images

When choosing a truck finance lender, it’s important to choose one that specialises in commercial truck finance. A well-established lender will understand the ups and downs of the industry and will be able to give you the best rate possible. For example, IAFA provides loans and leases for commercial vehicles and can offer short and long-term loans. While you can always approach a friend or family member for a loan, a startup’s best bet may be to approach a professional loan company for assistance. You should also make sure you’ll be able to afford the loan payments and all other expenses associated with purchasing a truck.

Speak To A Semi Truck Loan Expert Today

Credit Score rating based on debt reports showing creditworthiness or risk of individuals for student loan, mortgage and payment cards, concept with business person touching scorecard on screen Credit Score rating based on debt reports showing creditworthiness or risk of individuals for student loan, mortgage and payment cards, concept with business person touching scorecard on screen poor credit stock pictures, royalty-free photos & images

Although a bad credit rating can make it difficult to qualify for a loan, some alternative lenders and direct lenders may approve borrowers with low credit scores. Before choosing a truck finance loan, be sure that you can afford the loan payments and other costs associated with owning the vehicle. Contact our loan experts to get started!

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