Bad Credit Car Finance Melbourne

Apply Quickly Right Now!

Apply Online Now

Quick 3 Step Application

in 3 easy steps we will have you well on your way to getting the financial deal to suit you.

Get Started Now Call Us Now

Apply For A Car Loan Today

Informed Asset Finance Australia has all the lenders under one roof. This means that we are able source the most competitive deal for you from our panel & utilise our specialist knowledge to make the whole process easier. If you have been declined by your bank then we can assist with lenders that want your business! Check out our rates & give us a call for a friendly, no obligation chat.

Current Car Loan Rates

  • Rate for Consumer Purchase

    from 4.73%

    comparison 6.96%*
  • Rate for Dealer Purchase

    from 2.85%

    comparison 4.43%*
  • Rate for Business Vehicles

    from 2.85%

    comparison 4.43%*
As a credit representative of a respected finance company, we can tailor your car finance packages for all situations. Let us work for you to achieve a finance solution to suit your individual needs. Our direct association with a competitive and trusted lender gives Aussie Car Loans access to great car finance deals. If you would like us to tailor an affordable car finance package for you, contact us on 1300 769 999 or get started!

You Can Still Apply For A Car Loan With Bad Credit

If you’re looking for a bad credit car loan in Melbourne, there are a number of different lenders who specialise in providing these services. Whether you’re in need of a one-off loan or you want to secure a regular loan, IAFA in Melbourne will be able to help you find the best option. Here are a few things to look for when choosing a lender. These are just some of the things to consider when evaluating the benefits and drawbacks of each.

 

How To Get A Car Loan With Bad Credit

The first thing to consider is your situation. Most online lenders will look at your expenses, income, and other factors to determine if you’ll be able to afford a car loan in Melbourne. Some lenders can even offer low-interest car loans to borrowers with a poor credit rating. Despite the reputation of Melbourne, there is still room for those with poor credit to get approved. Luckily, there’s a solution for everyone.

You can find a car loan even with bad credit from a variety of different lenders. Depending on your circumstances, you can choose a fixed or variable rate. Some loans are shorter than others, but can save you thousands of dollars. Often, the best deal is to look for a car loan with no down payment. In addition, many lenders offer a mortgage option. The term of the loan will depend on the type of vehicle you are purchasing.

How To Choose A Car Finance Broker

When choosing a lender, you should check the lender’s reputation. You need to make sure you’ll be able to repay the loan. It’s important to consider all options when you’re applying for a car loan with bad credit. You’ll want to find one that has a good interest rate, a reasonable repayment period, and a loan that you can afford. You should also look into the terms and conditions of the loan.

You can apply for a car loan if you have no credit history. A lender can approve your application based on your income and expenses. If you have no income, your interest rate will be lower. Your repayment period will be shorter, but the APR will remain the same. You can apply for a car finance in Melbourne if you can’t qualify for a conventional bank or a traditional car loan.

Although bad credit car finance is a common option for those with poor financial status, you should know that it is not impossible to obtain approval for the loan. If you’ve got a low credit score, it may be hard to find a lender who will provide a bad credit loan in Melbourne. If you have bad credit, you should contact the lender to find out what the eligibility requirements are. The lender will provide you with a quote and let you know if you can qualify for the car loans they’re offering.

New & Used Car Finance

Are you looking to purchase a new or used car? Discover what your finance options are, including information about secure vs unsecured loans, pre-approvals, 0% finance ‘deals’ and balloon payments.

Car Loan Refinancing

Big banks do not reward loyalty and you can often find better deals by refinancing your car loan with a lender. Let us get you a better deal on finance.

Classic Car Loans & Finance

Looking to invest or indulge your fantasies with a classic or vintage car? Aussie Car Loans offers low rate loans for classic cars and vintage vehicles whether you’re buying through a private…

Business Car Finance

We offer a range of vehicle finance solutions for businesses, whether you require finance for a new fleet or a few company cars. Learn more about our commercial finance options for new or established…