Bad Credit Truck Financing In Melbourne

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Apply For A Big Truck Loan Today

Informed Asset Finance Australia has all the lenders under one roof. This means that we are able to source the most competitive deal for you from our panel & utilise our specialist knowledge to make the whole process easier. If you have been declined by your bank then we can assist with lenders that want your business! Check out our rates & give us a call for a friendly, no-obligation chat.

Current Truck Loan Rates

  • Rate for Consumer Purchase

    from 4.73%

    comparison 6.96%*
  • Rate for Dealer Purchase

    from 2.85%

    comparison 4.43%*
  • Rate for Business Vehicles

    from 2.85%

    comparison 4.43%*

As a credit representative of a respected finance company, we can tailor your car finance packages for all situations. Let us work for you to achieve a finance solution to suit your individual needs. Our direct association with a competitive and trusted lender gives Aussie Car Loans access to great car finance deals. If you would like us to tailor an affordable car finance package for you, contact us on 1300 769 999 or get started!

Profiles of different big rigs semi trucks standing in row on parking lot Profiles of different big rig long haul semi trucks with high cab standing on parking lot waiting for loading and possibility of continuing to the destination according to approved schedule truck stock pictures, royalty-free photos & images

Getting truck finance can be difficult, especially for new businesses. The process of qualifying can be complicated, and lenders will hold the truck as collateral. This means that your credit score will have to be high enough to get approved. Although bad credit does not prevent you from getting approved for financing, it will make the process more difficult. Your credit score will be impacted by multiple hard inquiries.

Find Truck Financing With Bad Credit In Melbourne

Commercial truck financing is available from many different lenders. The process to get approved varies between each type of lender, but the same basic requirements apply to each type of loan. Before applying, you should decide on the amount you would like to borrow and what your ideal monthly payments would be. Make sure you have all the required documentation handy. While banks typically require a good credit score, online lenders are much more lenient and may work with borrowers with less than perfect credit.

Trucking Industry Three white trucks in a convoy on an interstate highway truck stock pictures, royalty-free photos & images

The minimum credit score required for commercial truck financing varies from lender to lender, but in general, a higher credit score is better for better interest rates. You can also get financing that offers extended loan terms and seasonal payment plans. This way, your monthly payments can fit into your cash flow. Bad credit applicants can expect higher rates, but it’s possible to get approved for a low rate even with a bad credit history. You can find truck financing at competitive rates from IAFA.

Speak To A Truck Loan Expert Today

Credit Score rating based on debt reports showing creditworthiness or risk of individuals for student loan, mortgage and payment cards, concept with business person touching scorecard on screen Credit Score rating based on debt reports showing creditworthiness or risk of individuals for student loan, mortgage and payment cards, concept with business person touching scorecard on screen poor credit stock pictures, royalty-free photos & images

In order to qualify for truck financing, you must have a reliable business credit history and a viable business model. A startup business is a test run that requires rapid growth, so you will need to prove that your product or service is valuable. The best way to avoid getting turned down for truck finance is to look into commercial leasing as a viable option for you. Consult our loan experts at IAFA today!

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